Are Cleanings and Fillings Covered Under the Canadian Dental Care Plan (CDCP)?
If you’re a resident of Mississauga and wondering whether dental cleanings and fillings are covered under the Canadian Dental Care Plan (CDCP), you’re not alone. At Mississauga Queensway Dental, we receive this question often from patients seeking affordable dental care. Here’s what you need to know.
What Is the CDCP?
The Canadian Dental Care Plan (CDCP) is a new federal dental program launched by the Government of Canada to provide essential dental coverage to uninsured Canadians with lower or moderate incomes. The plan is being administered by Sun Life and rolled out in stages, starting with seniors and expanding to more Canadians in 2025.
Is a Dental Cleaning Covered?
Yes, routine dental cleanings are covered under CDCP. This includes:
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Scaling and polishing
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Recall dental exams
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Fluoride treatments, if deemed necessary
These preventive services are essential for maintaining oral health and are typically available once every 6 to 9 months, depending on your clinical needs and the frequency approved under the plan.
Are Fillings Covered Under CDCP?
Yes. The CDCP covers dental fillings needed to treat tooth decay or restore damaged teeth. This includes:
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Tooth-coloured composite fillings (most common)
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Amalgam (silver) fillings, when appropriate
In some cases, your dentist may need to request prior authorization from CDCP for more complex restorative work or multiple fillings.
Will I Have to Pay Anything Out-of-Pocket?
It depends on your household income. The CDCP uses an income-based co-pay system:
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0% co-pay if your household income is under $70,000
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40% co-pay if your household income is between $70,000 and $89,999
This means that some patients will receive full coverage, while others will need to pay a portion of the cost directly to the dental office.
Are There Any Restrictions?
Yes, there are annual limits and clinical restrictions under CDCP. The plan only covers services deemed medically necessary. If multiple fillings or additional cleanings are needed in a year, your dentist may need to justify the treatment or request approval through Sun Life’s CDCP portal.
How Do I Access CDCP Benefits?
To qualify for CDCP, you must:
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Be a Canadian resident with no private dental insurance
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Have a net family income below $90,000
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Apply for CDCP coverage through the Government of Canada
Once approved, you’ll receive a Sun Life coverage card or ID number, which you’ll present when booking an appointment with a participating dental office.
What to Bring to Your Appointment
When visiting Mississauga Queensway Dental, please bring:
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Your Sun Life CDCP ID number or confirmation letter
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A valid government-issued photo ID
Let us know in advance that you’re covered by CDCP so we can check your benefits and explain any applicable co-pays.
We Accept CDCP Patients in Mississauga
At Mississauga Queensway Dental, we’re proud to welcome patients covered under the CDCP. Our clinic is committed to providing affordable, high-quality care in a comfortable and modern environment. Whether you need a cleaning, filling, or preventive exam, our experienced team is here to help.
Book Your CDCP Appointment Today
Don’t delay the dental care you need. If you’re approved for CDCP coverage and live in Mississauga, call us at (905) 896-0620 or visit www.dentistinmississauga.ca to book your appointment. Our team speaks multiple languages to support our diverse community. Quality dental care is now more accessible than ever.